How To Insure Your Mobile Food Vendor Trailer

by | Jan 25, 2014 | Insurance 101, Food Trailers, Food Truck Insurance, Food Trucks | 0 comments

Food Trailer Property Coverage.jpg

How to insure your mobile food vendor trailer

What is Property Coverage for your food trailer?

Property coverage for your trailer protects against damage or loss to your trailer and the attached equipment or built in equipment.

Why Property Coverage for your trailer?

The most common types of losses covered are

  • Theft or Vandalism
  • Collision damage
  • Wind and Hail
  • Fire
  • Lighting

Common mistakes:

The most insurance policies only cover your property at the main location, unless you have a special type of property policy called an inland marine policy. An inland marine policy is designed to cover property that moves.

Not insuring the full value of your trailer. You must insure to value to make sure the insurance company will fully reimburse you if a claim occurs.

Including coverage for items not attached to the trailer. These items should be covered under a separate coverage for contents.

Endorsing your personal auto policy with the trailer. At best these policies do not cover your contents in the trailer and at worst exclude coverage because of the business use of the trailer

About Insure My Food

Joel Paprocki, CIC, CRM, CPCU, is the founder of Insure My Food. Joel has over 20 years of experience in the insurance industry. He is passionate about confidently helping food entrepreneurs navigate insurance and risk management. He holds all three top industry designations: Certified Insurance Counselor, Certified Risk Manager, and Chartered Property and Casualty Underwriter. He has served over 5,000 clients in the food industry, including restaurants, food trucks, food manufacturers (CPG), and caterers; if you are looking for a reliable, experienced, and specialized insurance partner, please contact us.

Schedule A Call

If you are looking for a reliable and affordable insurance plan for your business. Schedule a call to speak with Joel.

Get a Quote

Just fill out our super quick application! – In short order, we will crunch the numbers, and send a quote to your email.

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